Perfectly Patriotic Decor For Your Front Porch

Memorial Day is only a few days away! I was thinking how nice it would be to add a patriotic touch to our porch, but I am really not looking to spend a lot of money for only a few days of use at this point in the month! Especially not knowing all of the cute things for sale now are going to be on sale in a few days time!

 

I found 5 ideas that are perfectly patriotic decor ideas to make your front porch the might make your house the envy of the neighborhood! The best thing is you can DIY all 5 of these decor ideas relatively easily and inexpensively!

 

Perfectly Patriotic Decor for Your Porch final

Red, White and Blue Star Wreath
Flag Windsocks
DIY American Flag Wreath
Patriotic Porch Ribbon
Red, White and Blue Door Sign

 

Do you decorate for holidays like Memorial Day or the 4 th of July, or do you leave your fetive decorating to holidays like Halloween and Christmas? I try to add a few coordinating touches to my house for each season and occasion, but it seems like my porch is often overlooked. Hopefully these ideas will add a patriotic flair to my porch and yours too!

 

 

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3 Tips for Setting Financial Boundaries For Your Family

Cropped image of senior man and woman calculating expenses at home

Boundaries are important, both for children and for adults. Boundaries give life structure and purpose. And boundaries can come in many forms, from helping with addiction recovery to teaching how to function appropriately. Especially in situations that require self-control, boundaries can be the difference between sticking to your guns and falling short of your goals. So to help you maintain financial liquidity within in your home, here are three tips for setting financial boundaries for your family.

The Right Amount of Flexibility

Regardless of how much money your family is making, having a budget is always a good idea so you can keep track of how your money is being spent. Allowing a certain amount of money for things like groceries and activities will help keep your family’s finances healthy and teach your children the value of money. To help make budgeting easier, Kim Petch, a contributor to MoneyCrashers.com, recommends for you to think about your budget as “firm but flexible”. This means you know where the absolute top of your budget is and plan to live well below that number while accepting that sometimes extenuating circumstance arise where your budget will need to stretch in one area and give in another.

Avoiding Financially Abusive Relationships

Bringing finances into a relationship can be extremely hard, especially if you’re the one being asked to spare some money frequently. And while it’s normal for your children to ask you for money for certain things, it’s important that you try to create as healthy of financial relationships as you can between yourself and any other party.

To reign in relationships that may be financially abusive to you, Lynnette Khlafani-Cox, a contributor to DailyFinance.com, recommends sitting down with that person or group of people and explaining that your financial relationship needs to change. This could entail giving your children less money or allocating the money you give in different ways. This could also mean stopping the relinquishing of money to friends or extended family members to avoid being taken advantage of. These boundaries will be very beneficial to set before a financial question arises so you can have a firm foot to stand on when you have to politely decline to loan out more money.

Managing Money With Your Partner

We’ve all heard that money can be a big point of tension in romantic relationships. However, this doesn’t have to be the case. Carrie Pink, a contributor for BlackEnterprise.com, shares that by setting financial boundaries with your partner, like having collective financial goals and budgeting together regularly, you may be able to avoid a lot of the financial problems many couples deal with. Keep in mind that this type of commitment requires trust, so never break your partner’s trust when it comes to money to ensure that you have the best chance for your financial boundaries to work.

By setting the right financial boundaries for your family, you can rest easier knowing each and every member has your family’s best financial interests at heart.

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Tips For Budgeting For Home Repairs And Protection

home budget

When it comes to protecting your home and your family, it’s about more than just making sure they know how to dial 911. You want to ensure that if something major happens your family will be safe, and your home will be as well. Safety of your home could mean having the money to rebuild after a fire or other damage.

Your home is important to you, so what are you doing to ensure that you will always have that roof over your head? Here are some things that you should be doing.

Have A Savings Account

If your home is damaged by a fire, a flood, a tornado, or anything else that could possibly happen to harm your home, do you have the money to fix it? Yes, if you are insured they’ll pay for some of it, but maybe not all. Can you replace all of the items lost inside? Restoration services, even in a minor fire, could be a bit costly, especially if you live paycheck to paycheck.

In general, everyone should have a savings account, and within it should be about six months worth of funds to cover everything, from bills to food. This is usually in case of job emergencies, but it’s also good for other emergencies and always ensures you have money when it’s needed.

Get Insured

Most importantly, you should have home insurance. If you don’t you are asking for trouble. It’s just like car insurance, you may never need it, but you still need to have it. Your home insurance, or renter’s if you rent, will not just protect your house itself, but also your belongings within.

If you live in a flood zone, you may need to purchase your flood insurance separate from your regular home protection. Make sure you have it though. The last thing you want is to have a flood only to find out the damages are not covered at all by your insurance.

Practice Safety

It’s also important to make sure that you and your family are safe when it comes to any kind of disaster, natural or not. Practice fire safety in your home, and be sure to have working smoke detectors and a fire extinguisher. Go over safety in the case of things like tornadoes. Have a sheet with important numbers to call and even have a meeting place, in case you aren’t all together with disaster strikes.

Go over all of these plans and run drills on a regular basis. This will help everyone in your family, young and old alike, survive in a home disaster and ensure that they can be better at remaining calm when something does happen.

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Creative Ways to Bring More Money Into Your Family’s Pocket Book

senior parent

Living on your own is not cheap. Depending on where you live, it can be extremely expensive. In New York City, most people live in a place with five roommates just to afford rent. Other cities have similar issues. It’s often the suburbs and smaller towns that have somewhat affordable rent, but no matter the place, you usually have to bunk with several people to make ends meet.

The burden to provide becomes even heavier when you add a family to the mix. It’s the reason so many want to wait until they’re more established in their careers to have a family. But as everyone knows, children have a way of just happening. Sometimes you can’t wait until that next promotion at work, and sometimes that next promotion never comes.

If your budget is feeling tight and you have a need to bring more money into the pocket book of your family to ensure that everyone’s needs are met, here are some creative things you can do:

Drive Miss Daisy Around

There are a lot of things that can be done to bring in a little extra pocket change. If you find that you have some extra time on your hands, consider signing up to be a Lyft or Uber driver. Lyft and Uber are ride-sharing service companies that allow you to essentially be a taxi driver for anyone who beckons your call.

With lyft, you can get paid $35 dollars an hour to drive people around. Uber just depends on how many people you give a ride. Look into both to see if it’s an option for you. You set your own hours, so if you ever realize you have free time, you can just jump in your car, pick somebody up and make a chunk of change for a minimal amount of your time.

Sell the Clothing You Never Wear

Most people like to shop and end up with a closet full of clothing out of which only a third of it gets worn. You might tell yourself that you want to hang onto the clothing just in case you need it to make that perfect ensemble, but be real with yourself.

Start by turning all of your clothing hangers around where the open part is facing the front. In two months, if there are still hangers facing that way, those are the clothes you don’t wear, so just sell them and get some money back on the deal. Take them into consignment shops or go online to your local selling platform and offload some of the items.

If there is nothing like that available to you, consider gathering a bunch of your friends and having a block clothing sale. There are many ways to make this happen, so do it often and you’ll constantly have money coming in from somewhere.

Get Quality Finance Advice

If you’re struggling for money that badly and you just can’t seem to make ends meet or get ahead, you might want to consider meeting with a qualified finance advisor that can help you make concrete plans and strategies to get financially ahead. If you never went to business school or learned how to manage money properly, that’s fine. Don’t feel badly about it, just take the necessary steps to bring yourself into the financial freedom you deserve.

Talk About What You Know Online

If you have a skill or a passion for something and you know enough about it that you feel like you could talk about it for hours and maybe even teach a class, then you should do just that. Do it online, do it on your own watch, and watch the potential benjamins stream in.

This thing called SkillShare allows anybody to put up lesson videos about what they do best, even if they have no prior experience teaching. They’ll send you through a tutorial so that you know how it works and you do your thing and upload it to the site. If your video is super popular, you could make bank. If it’s not, you might not make a ton, but it’s worth a try if you’ve got a skill to share with the world!

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Four Things You Can Do To Save Money In The Future On Your Home

home cost

If you take care of your home now you will have less that you need to do in the future. Upkeep can prevent the need for replacing certain things. If you take care of things like you carpet, hardwood floors, and even your linoleum, you’ll be less likely to need to replace these things later on.

Cleaning isn’t much fun, but neither is spending a ton of money on new stuff from your home when with a little effort you could have made those things last far longer. Here are a few things that, when done on a regular basis, can help you save money in the future.

Scrub Your Floors Once In Awhile

If you have linoleum or tile floors, cleaning them is important. You need to clean the grout, as well, so you can keep your floor looking shiny and new. While there are professionals out there that can do the job for you, some simple elbow grease can make your kitchen and bathroom floors look like new.

Use cleaners made for your type of floor. Don’t be afraid to get down on your hands and knees. And, make sure you get into those crevices.

Get Your Carpet Shampooed

Carpets can last the life of your home, you just need to take care of them. Consider having a shoeless home, which can help protect your carpet from some dirt and grime, and it can help a fluffy carpet keep it’s fluff more. If you want to get rid of indents when you move furniture you can just put some ice cubes there and let them melt, then vacuum.

By shampooing your carpet on a regular basis you will be keeping your home clean, getting rid of many allergens, and your carpet will stay looking nicer for longer. You don’t want to clean it too much if it may cause fading though. Cleaning your carpet, even if you have to rent a cleaner, is much cheaper than replacing it!

Reupholster Furniture

Instead of always replacing your furniture when it gets faded, stained, or worn out, consider reupholstering items that still have a good amount of life left to them. Obviously if you have loose springs in your couch or your chair cushion is sagging some new material isn’t going to fix the issue.

You could also save furniture from the start, especially if you have pets or young kids, by using couch and chair covers, which can easily come off and get washed.

Use Magic Erasers

One last thing, you may not need to replace counters or paint walls when you have stains. Buy some magic erasers first. These things are cheap and can work wonders.

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What Adopting A Child Really Looks Like Financially

adoption

When people look into adoption, the finances aren’t usually the first thing that come to their mind. When anybody is passionate about adoption and finding a child to bring into the home, everything else falls to the wayside. You can’t put a price on love, after all.

However, once families get more into the adoption process, they realize that the finances are a very real part of the process as a whole. The process isn’t usually cheap, but once again, a price can not be put on the life of a child and on the amount of love that will be shared.

If you’re looking to adopt a child, here is what it’s most likely going to look like on the financial side of things. When you do your research and know what to expect going into it, you’ll be more likely to be able to close out the adoption process instead of having to withdraw from a beautiful dream all because you underestimated the financial cost of adoption.

It Depends on the Means You Take

There are several different ways to adopt and each brings a different price tag. If you’re passionate about bringing home a child from another country, know that your price tag will be higher because you’ll have to account for international fees through agencies and for the cost of visas, citizenship, flights, other paperwork, and random things like translators.

A well organized agency will have a lot of the details lumped into their adoption sum, but you must understand that world governments all operate under a different umbrella. The chances of you having to deal with unforeseen fees, delays, and lawyers or agency officials who want to complicate things for you in order to get more money are very real.

Local adoption is usually cheaper, but doesn’t mean it comes together easier.

Foster Care is the Least Expensive

If money is a serious concern for you, consider adopting from the foster system. The cost to adopt is anywhere from free to $2,500 dollars. If you adopt by other means, you can expect to pay anywhere from $8,000-$40,000. Internationally, the sum starts at around $15,000 and usually maxes out around $30,000 or so. You must evaluate your own circumstance and answer the right questions to decide which option is the right path for you.

Consider the Cost of Raising

Once you’ve successfully adopted a child, or even before, you must think about the overall cost of raising a child. If you adopt young, you’ll have to account for the cost of adding diapers and formula onto your grocery list. In addition to this, you must think about a lifetime of paying for their expenses and possibly even college. In the end, you might spend half a million dollars raising your adopted child.

These are all factors to consider, but money is by no means a reason to refrain from adopting. Love doesn’t have a bill of sale. It’s worth more than all the money in the world, so if you’re passionate about bringing home a child, do everything you can to make it happen and trust that the financials will come together. A person who is rich in love is rich in life, no matter any other pressing circumstances.

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3 Tips for Saving Money on Personal Health

Doctor With Piggy Bank

If there is anything people are focused on these days, it is personal health. With television advertisements heralding new wonder diets and weight loss methods, people are clearly interested in their physical appeal and personal health. Unfortunately, many of those new weight loss options come with a hefty price tag.

From gym memberships to organic veggies, losing weight and becoming personally healthy can be an incredibly expensive endeavor. So how is a low-budget family supposed to make personal health a priority? Included here are a few tips for saving money on your personal health and getting fit this summer.

Go Groupon

One of the greatest benefits of the internet is the ability to find cost-effective options for almost anything. You can order supplements in bulk, find free exercise videos on YouTube and even find affordable gym memberships. One of the best places to go for finding affordable, discounted services is Groupon.

If you are looking for a gym membership for yourself, or your family, you are likely overwhelmed by the high monthly cost. By taking the time to monitor Groupon for local rates, you could find a deal that offers the first month free or three months membership for the price of one. Logging on could save you hundreds on your family’s quest for fitness.

Go Outside

If a gym membership still isn’t in the cards after the best discounts, exercising for free is still completely available. Take your family to the local park for running, climbing, and other aerobic exercise on their grassy fields. Additionally, you could do calmer exercises like yoga in the park with friends.

If swimming or biking is more your speed, consider heading to the local river or lake. Often, there are public swimming holes that cost nothing to utilize, but that can offer a decent amount of space for swimming laps. Many bike trails surround lakes as well, and you could even practice for a triathlon by biking there before your swim!

Go Local

The local movement has begun to affect many aspects of the home, from your household cleaners to organic veggies. Unfortunately, those organic, pesticide free fruits will likely cost you a pretty penny at the grocery store. To cut down on this cost, take time to grow your own produce. Even with a small apartment balcony, you should be able to produce some tomatoes, peas or beans.

If growing just isn’t possible, you can still have healthy produce at a low price by visiting the local farmer’s market. Farmer’s markets can offer you seasonal produce, much of which is grown locally and is much cheaper than the stuff that has been shipped to the store.

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Home Installments That Will Save You Money if You Live in A Hot Climate

ceiling fan

Saving money can be tricky to do. Life is expensive, and little or sometimes even big things pop up at a moments notice that drain your savings and leave you praying that you’ll be able to get by until your next paycheck. When you’re young, it’s easier to get by on what you have. You might have the support of your parents to pay some of those expenses.

When you’re a little older or out on your own and starting a family, the little expenses become a bigger deal. They take from a pocketbook that is already stretched for every last penny and you’re forced to make some big sacrifices to make up for what you’re missing on the front end.

If you’re in this situation, there are things you can do to in your own home to save you money, particularly if you live in a hot climate that makes cooling your home extremely expensive.

Solar Screens

When you live in a hot climate the majority of the heat that enters your house does so through the windows. Some people keep their windows and curtains closed for this reason, but it does little to actually block the sun from heating the house as well as letting the harmful light rays in.

Obviously darker curtains make the situation worse, and nobody likes living shut into a house like a prisoner when it’s a beautiful day. To solve this dilemma, install solar screens on all of your windows. The screens alone are able to block 44% of the heat that enters your home.

This will save you from expending valuable money to cool your house in the long summer months. There is a range of colors to choose from so you can still get natural light without compromise of heat and money.

Ceiling Fans

Ceiling fans are pretty cheap to come by on their own, so they’re a great investment to make and install in each room of your home. It can definitely be a better way to go than buying and installing cooling units to cool the entire house. If you’re tired of throwing money into those air conditioning units that are hardly doing their job, you might just want to skip out on the units all together.

Ceiling fans are great because they can be turned off when you’re not in the room needing their services. Hot air rises and when there is no air movement in the room, everything feels stiff and the atmosphere feels hotter than it actually is. A little air movement makes things feel a whole 6 to 8 degrees cooler. That’s a solid way to cool things down on a budget!

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3 Tips for Managing Your Family Finances

family finance

With more than one-third of Americans not utilizing a budgeting system each month, it is easy to see why we may need a refresher on money management. Failing to properly monitor your finances will result in an inability to get out of debt which may prompt you to sell your house, car, or other possessions. Many people find themselves living paycheck to paycheck with no hope of a financial future in sight.

The key to getting your ducks in a row, and reducing those sleepless nights, can be in creating a family budget and taking a hard look at your finances. While this may sound like a complex task, it is actually quite simple. You are just evaluating money coming in and going out. Included here are a few tips to help you manage your family finances and get you on track to a better financial future.

Assess Your Income

Before you can take any steps to manage your money, you must first be aware of how much money you actually have. By utilizing an Excel spreadsheet or something similar, you can easily input your weekly, or monthly, income. Keep track of all “extra” funds, like babysitting or craigslist sales, and monitor where that money is spent.

Knowing how much money you have coming in can be the first step towards financial success. This will allow you to understand whether you make plenty of money or if you are coming up short on a constant basis. By inputting your income into a document or phone app, you can begin to monitor where each dollar is being spent.

Evaluate Expenses

The second trick to understanding your financial situation is in evaluating expenses. Unfortunately, this is where a lot of people get tripped up. They find monitoring their expenses is a bit of an uncomfortable wake-up call and they feel like they are required to cut all extraneous purchases.

Before you take a look at unnecessary expenses, evaluate what you consider to be necessary monthly bills. Have you shopped around for home and auto insurance recently? Do you really need an extra HBO channel? Are you paying for too much data when you have wifi at home? Almost all basic expenses can be trimmed down in some way and can help you get your spending under control.

When evaluating your extraneous expenses, keep in mind, your money is your money, and no one can decide where it needs to be spent but you. If morning lattes and weekend movies keep you sane and are valuable expenditures to you, put them on the budget. Your budget is all about monitoring how much money you have and how you spend it. Whether you want to limit extra purchases is up to you.

Set Goals

Once you have evaluated your income and expenses, the last step is to simply set goals. Where do you want to be financially in five years? Do you need to build up a savings account? Do you have debt that needs to be paid off? Setting goals can help you keep your financial future in mind, even as you live in the here and now.

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You Can Get Paid Thousands of Dollars For Doing These Short Term Things

get paid

People are raised up from infancy to choose their careers based on the amount of money that they will be able to make. While many people end up going against the grind and doing what they love, even if it means that they’ll be broke or starving artists, many people choose their careers solely on the fact that they can earn good money.

Once you choose a career path, it’s a big leap to take. You’re in it for the long haul because you’ve committed to 4 years and thousands of dollars to get a bachelor’s degree. If you want a masters, that tacks on even more time and money. If you really want to make good money, that means you’re going to medical school, law school, or some trade school that teaches you the specifics of your field that very little have knowledge of. That is what qualifies you to make the big bucks.

Even after years of school, a hundred thousand dollars of debt, and maybe a couple years in the job position you’ve worked hard for, you’re left with the awareness that the $100,000 dollars that you’re making a year (if you’re lucky) isn’t quite doing to trick.

Be A Surrogate

If you’re searching for an answer on how you can make great money by virtually just living, you might want to consider being a surrogate. Considering a person who is looking for a surrogate will pay between $95,000-$150,000 to have a child through another human being, your cut of the deal could look like a $40,000 dollar paycheck.

Sure that means you have to go through the whole pregnancy process again, and again, but if you love helping people and pregnancy is something that brings you joy, this is a perfect match. 9 months of living and a birth later and you’re left with $40,000 in your bank and endless nights of uninterrupted sleep.

Open Your Dog Up for Stud Services

This is an option that you’ll have to think about on a moral standpoint. A dog who is opened up for stud services is basically used for his sperm. This is a common occurrence for dogs that are full bred, but any dog will probably have a demand for their services somewhere.

Considering you’re on the male end of the spectrum, you as the owner don’t have to go through the mess of labor and puppies, you just get to rent your dog out by the hour and make a pretty penny doing it. You’ll want to have contact with the owners of the mother. Depending on the breed, the amount of puppies conceived, and their coloring, you can negotiate a different cost amount for each puppy.

It’s all up to you whether you use your dog to make money, but in all honesty…what male would say no to sex?

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How I save money without using coupons

I have been taking a break from using coupons. I just got burned out from printing and cutting coupons and going to so many stores to get the deals. I started this blog to share how I save money using coupons but I want to start sharing other ways to save money because there is so many ways.

Here are some of the ways I have been saving my family money:

shop sales: I get the Penny Saver on Wednesday that has all of the local stores sales flyers. I look through each one of them and checkout that week’s sales. Then I write down my list of which items I am getting at the stores and I try my best to stick to the list when I go shopping.

shop at Aldi: I really hope you have an Aldi in your area. I love Aldi so much they have great sales every week especially on produce and dairy. They have their own brand of products and you have to pay $0.25 for a cart so they don’t have to hire someone to corral the carts but you do get your quarter back when you put your cart back. You also have to bag your own groceries. They have started to carry a lot more organic products and have lower product prices than my other local stores. I save so much money by doing a majority of my shopping at Aldi.

limit your trips: I always make a shopping list that way I don’t forget anything and it saves me money because I don’t buy extra stuff. I try to pick a specific day to goocery shopping and pickup everything I need  in one stop. If I have to go out midweek for an item I might see other items while I am there and come home with more stuff.

menu

 

meal plan: I did a post about this last week. You can read it here.  Every Sunday I write out my menu plan for the week that way I don’t have to try to figure out everyday at 5pm what we are having for dinner and it keeps us from getting takeout

Target Cartwheel app– If I shop at Target I always checkout the Target Cartwheel app first where you can save money on specific products. Here is an example of one of the discounts this week 50% off Archer Farms Spiral Ham and that is just one of the great discounts they have this week. You can use it up to 4 times on each product so you could buy 4 Spiral Hams and get 50% off each of them.

IPhone Apps-There are so many good IPhone apps that can help you save money. Here a few I have been using lately:

Krazy Coupon Lady– You can find store deals and search by store to find out the deals you can get. You can also print coupons from this app.

Checkout 51-If you are grocery shopping you really should download and checkout Checkout 51 app. They list out the week’s offers and if you purchase any of the   products on this weeks offers you just click on each item and then upload the receipt and then they will put money into your account. You do have to reach $20 before asking for a payout but it is so easy to upload receipt and a little bit of money here and there can add up.

Ibotta– Ibotta  is similar to Checkout 51. You search by store and you will see the list of offers and if you purchase any off those items you unlock them and upload your receipt and they will put money into your account. You do have to reach a $20 balance to have the money put into your paypal account or receive a gift card.

Amazon Subscribe & Save- I have Amazon Prime and order quite a bit from Amazon.  I get all of my paper products and more from Amazon. If you have at least 5 items on your Subscribe & Save you get an additional 15%. I don’t have to leave my house it gets delivered right to my door. I also don’t have to watch for sales and I never run out of the products .

Pantry Challenge– use what is in your pantry to make your menu plan. You won’t be wasting as much food and you won’t have to buy as much food or no food at all for the week. Here is a great post about a Pantry Challenge.

What are some ways that you save money?

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Tips and Tricks to Make the Best Coffee from French Press

I am considering that you are a coffee lover because only coffee lovers seek for the French press coffee maker and some experienced tips to make the best cup of Joe from French press coffee makers. There is no doubt that French press will make you the splendid coffee you will ever taste and most of the coffee drinkers know that. You need an experienced review to get the excellent knowledge about which French press you should have and what tips to use if you want to have the best cup of coffee every day in your life.  In this article, you are going to have this knowledge and it may fulfill your demand of best taste. Let’s start learning.

Factors That Improve the Taste

Making coffee starts with water and the quality of water matters. If you use a better quality of water then you will have a great taste of coffee at the end. To get the solution, you can use a quality filter at the faucet. Similarly, the freshness of coffee beans matters. Try to use coffee beans which are maximum 10 days old.Trying these beans will give you a noticeable taste but if you will use very fresh beans, you will have an immature taste of coffee.

Another factor that can change the taste of coffee completely is the beans grinder. If you have a coffee beans grinder of low quality, then the ground coffee size will be uneven. It will result in some coffee particles to penetrate filters because filters are made by international standards and the low quality grinder can grind beans into uneven sized particles and some fine particles may cross the filter. This can ruin the taste entirely. Also, cheap grinders can burn the taste of coffee because of the friction of blades may heat up the ground coffee. That’s the reason, experts only advice to use the great quality coffee beans grinder. If you are interesting to buy some great grinders, you can visit this website.

The quality of French press also matters in this case. If you have a coffee maker already, then compare your coffee maker with those which have splendidly great reviews. If you want to buy one, then here is a complete list of top yet cheap coffee press you can use.  

coffee-563800_960_720

Tips to Use for the Best Taste

It will be easy for your guys to remember all tips on your finger if I will enlist all tips. Before that, make sure that you have read the factors that improve the taste.

  • Stir the coffee while it steeps and you will get a great strong taste of coffee
  • Try to get experienced and for that, you should trust on your nose. First, you will smell an acid smell because of the coffee oil shocking with heat. Then you have to push down the power button at the exact time when the acid smell will return.
  • Cleaning the French press is also a tip because cleaning a French press will cause a great taste every time. You can use baking soda to clean your coffee press.
  • If you love ice coffee, then you can place your French press in a fridge for the whole night and in the morning use the cold water and you will have your required coffee.
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Menu Planning

 

menuplanning

I have really been getting into meal planning, so I don’t go crazy at 5pm trying to figure out what to make or just staring at my pantry trying to put ingredients together to make dinner. Meal Planning also saves you money because you don’t have a tendency to go out to eat because you already have your menu planned out. Plus it helps you create an easy grocery list.

When I create my grocery list I usually write it out by aisle, most of the stores are setup similarly. You can get your grocery shopping done faster and won’t forget items and have to go back later.

I do my meal planning on Sunday night because I go grocery shopping on Monday mornings. The first thing I do is look through my cupboards and pantry and figure out what we already have and what meals I could make out of those items. Then I look through my Pinterest boards for ideas. I just recently alphabetized my boards so I can find them easier.

There are tons of articles out there that you can find on meal planning with printables that will help meal planning even easier.

You can also look at the sales flyers for the week and see what is on sale and do your menu according to what is on sale. So if chicken is on sale this week, you can stock up on chicken and make a couple of meals with chicken this week.

My friend Angie over at Angie’s Angle has several meal planning posts that will help you out.

Ease of Grocery Shopping List with Meal Planning

How to Meal Plan Part 1

How to Meal Plan Part 2

Here are some great Menu Planning Printables and posts that I think are great resources

Free Menu Planning printable

Easy Way to Meal Plan for a year with free printables

Meal Planning Made Easy

I have a Meal Planning Pinterest Board you can look at for more ideas or inspiration.

Do you meal plan if so what tips do you have to make meal planning easier?

 

 

 

 

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April Stitch Fix Review #stitchfix

I am always excited when I get my Stitch Fix box in the mail every month. This month I asked for a grey pair of jeans and some spring tops. I do want to say that I was very disappointed in this month’s box I didn’t keep anything. Three of the items were way too expensive to even consider keeping even if I did like them.

Ok let me show you what I got

 

Donna Morgan Jade V-neck Dress $98. It was too small and way too expensive.

Donna Morgan dress

Papermoon Magguie Lasercut Detail Blouse $44. This top is not my style at all. Just Black Faye Skinny Jean $88. These were to small and too expensive

Papermoon Blouse

Skies are Blue Zemo Embroided Top. This top was too small and not my style at all.

Skies are Blue Top

Eden Society Westwood Dot Lined Blazer $98. This was also too small and too expensive.

Eden Society Blazer

Here is the style cards that help you know how you can style the items you receive.

style cards

I will lose my $20 styling fee this month because I didn’t keep anything. But there was nothing I even remotely liked enough to keep. I am going to try one more fix from Stitch Fix. This is my #12 box I would think by now they would have my style somewhat down.

If you want to see my previous Stitch Fixes you can do so here.

If you want to try out Stitch Fix for yourself you can sign up here.

This post contains affiliate links.

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Effects of High Taxes on the Family Unit

taxes

Taxes are the necessary evil of the world. For centuries people have been taxed on their earnings so that the greater good of the state as a whole can be fulfilled. The tricky thing is that everybody has different opinions on how much tax is appropriate to enstow upon the people. The amount taxed ranges from individual, to family unit, to millionaires who own fortune 500 companies, all depending on how much they make and all that they can claim as a writeoff.

The inability to agree on an amount to tax seems to be one of the conflicts that fronts political movements and candidates running for senate and president. Everyone can say what they will about how much a government should be involved in the lives of people, but in the end, when an individual gets taxed on the equivalent of half of their hard earned dollars, the complaints start flying, no matter what they agree is right on the political side of things.

Here are some of the effects of high taxes on a family unit alone:

Parents Can’t Provide

High taxes mean that less money gets transferred to the family unit. People might make a certain amount of money that sets them above the poverty bracket, but because income is measured before taxes, it’s not an adequate representation of how many people are actually living below the poverty line. The directly affects the family unit because there is way less income to live day to day than there would be if taxes were lower.

Wages Stay Low

When a business is taxed on all of their dealings, it directly takes money out of the pockets of the individuals working for the said company. An employer physically can’t afford to pay their employees well because the money is being taken out on the top.

If businesses were taxed less, there could then be regulations made that companies would have to appropriate that money towards increasing their employee wages. This puts more money into the direct hands of the people, putting more money into the economy, creating growth without government being the middleman.

Taxes are a convoluted mess. It is pretty clear that there is not an immediate fix to the problems facing the economy in regards to this issue. As everyone has different opinions, and legislation on the matter is filled with loopholes and contradicting requirements, it is unsure if the controversy surrounding tax will ever be settled.

In any case, if you ever feel you’ve been personally wronged by the tax system, you can always take a stand and challenge those who oppose you in this matter. That’s how legislation gets changed.

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