4 Ways Being a Grandparents Is More Fun Than Being a Parent

Being a parent is a series of trials and errors.  When you are doing it for the first time there can be a lot of figuring out to do that you never anticipated.  Things can be challenging and there can be a lot of work involved.

At the end of the journey, however, when your little ones have left the nest and you have graduated with your degree in poop and tantrums, you get to enjoy the next best chapter: being a grandparent.  If you thought that being a grandparent meant just being a senior citizen, you thought wrong.

When your children have children of their own you get to secretly snicker as they go through challenges that you went through with them.  This “I told you so” goes without needing to be said out loud as suddenly your children start to appreciate everything that you went through with them.  

Along with this smug satisfaction, also comes the joy of enjoying your grandkids in an entirely different way than a parent does.  Here’s how.

You Don’t Have To Do The Disciplining

When children act up it’s up to the parent to enforce discipline to help guide them to be well-behaved people.  It’s one of those parts of parenthood that isn’t fun at all but is part of the job.

Unless of course, you’re the grandparent!  Sure you’ll have to do a little disciplining here and there if you’re the only adult present and the kids misbehave, but for the most part, when the parents are there, you can just sit back, relax, and enjoy being the good cop for once!

You Get To Send The Kids Home at The End of The Day

Children are fun and creative and full of life.  When they aren’t tired or hungry they can be loads of fun.  It’s usually only about the end of the afternoon that their fussiness or moods start to kick in, and after a long day of enjoying their good sides, that’s when you get to hand them back to their parents and go home.

You can put your feet up and sip your evening cocktail knowing that you have absolutely no diapers to change or babies to wake you up in the middle of the night.

You Get To Spoil Them

It’s fun being able to spoil your grandkids and see their faces light up.  Being a grandparent essentially means all of the fun parts without having to get your hands dirty.  

You get to relax and enjoy their childhood rather than stressing about whether you’re doing it right.  That’s up to the parents! You’re just there to be fun and give them cookies.

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3 Healthy Ways To Work Through Problems With Your Spouse

No matter how good of a match you are with your spouse or how much love you have between the two of you, there are going to be problems or tensions at some point or another. For some, these problems can quickly spiral into something that gets completely out of control and contributes to the ultimate dissolution of their marriage. But when you have kids involved, you may want to do everything in your power to work through problems before you call it quits. To help with this, here are three healthy ways to work through problems with your spouse.

Focus On What You Can Change, Not What You Can’t

When you’re having a tough time in your marriage, or in any relationship, it’s easy to look to the other person and point out what they’re doing wrong. However, regardless of how much you may want to change them, you really only have control over yourself and what you can change for you. According to Dr. Susan Heitler, a contributor to Psychology Today, it’s much healthier to ask yourself what you can change to make the situation better rather than telling your spouse how he or she should be changing. This takes quite a bit of humility and sacrifice, but can make a huge difference in your marriage.

Be Aware Of Your Non-Verbal Cues

Having sensitive conversations with your spouse can be very challenging when you feel like you’re on opposite sides of an issue. And while you might have been determined not to name call or be rude to one another, your non-verbal cues often say much more to your partner than you may even realize. According to Sheri Stritof, a contributor to VeryWellMind.com, you should always try to look your spouse in the eye when having difficult conversations. Additionally, try to keep your body language open, which will help your mind and heart to be open as well. Closing off or shutting down mentally often shows itself physically, so try to avoid this if you can.

Learn To Forgive and Let Go

Once you’ve worked through a problem, it’s vital that both sides learn to forgive and let go. According to Kimberly Dawn Neumann, a contributor to Woman’s Day, refusing to forgive and let go of previous arguments can sabotage your marriage and any future disagreements you may have. So rather than holding onto what happened in the past, try your best to learn from those experiences but not bring them up again when you face similar challenges in the future.

If you need some help working through a particularly tough time with your spouse, consider using the tips mentioned above to help you do just that and save your marriage starting today.

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4 Reasons Your Family Needs an Emergency Savings Fund

Having a good amount of money put to the side is important for your family.  When something occurs which requires a lot of cash, some people turn towards credit cards or borrowing from a family member.

However, putting yourself into debt isn’t necessary when you properly prepare yourself.  Putting aside a small amount of savings regularly may seem like it won’t make a big difference, however, it starts to add up.  By consistently contributing to your savings fund, you’ll have the peace of mind knowing that you put in the work to be prepared for whatever comes your way.  

When it comes to some of the most common reasons why you may need an emergency savings fund for your family, here are the ones that stand out most.

Making Home Repairs

You never know when disasters can strike and cause damage to your home. Whether a tree needs to be removed, a pipe bursts or even something as serious as a fire occurs, having the funds to be able to make sure it’s taken care of is important.

Regardless of how much you try to avoid issues and take care of your home, things come up whether you like it or not.  So rather than being one of the millions of people who believe it could never happen to them, take the route of being prepared with an emergency fund on hand.

Losing Your Job

Losing your job can be incredibly stressful.  When your source of income is suddenly pulled out from under you, you can start to feel your head spin as you wonder how you’ll be able to take care of your family.

While you start looking for other options, it’s important to have a backup plan to keep you afloat.  Having a savings account which will provide you enough money to be without work and still pay your rent and put food on the table is priceless.

As a parent, the biggest fear we can have is our children going without.  Therefore, providing them with security in situations like these is essential.

Medical Emergencies

Sometimes medical conditions aren’t anticipated.  When things go wrong medically and you need to act fast, the last thing on your mind should be that you can’t afford it.  

Having enough money to be able to make sure that your family is taken care of is crucial.  Without it, you’ll waste your time worrying about the problem rather than spending your energy on the solution.

Last Minute Travel

Whether it’s a death in the family, or an emergency at work, last minute travel can come up when we least expect it.

Traveling at the last minute is much more expensive than booking something ahead of time.

Therefore, having money on hand to be able to make it anywhere you need at any time is a huge stress reliever.

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Divorce and Separation: Keeping Relationship Amicable

Divorce and separation happen. People who have joined their lives together sometimes find out that it isn’t the best way for them to be. And when the legal system is in play, there are lots of different details to consider. Ultimately though, there should be a goal somewhere in there that regardless if divorce and separation do occur, relationships should at least be amicable from a legal standpoint.

There are matters of spousal maintenance, family therapy, open lines of communication with children, and questions about dividing property. Amicable relationships have to work their way through the full spectrum of emotional, practical, and legal issues.

Spousal Maintenance

Most people have heard of alimony payments, but the concept of spousal maintenance may not be as familiar. In certain states in the country, rather than alimony, lawyers work with divorced couples to figure out spousal maintenance numbers and values. Essentially, just because people separate doesn’t mean that standard of living has to go down. Depending on who makes more money in the relationship, there is a social and legal obligation to figure out how to continue payments to them at least until lifestyle matters are balanced out.

Family Therapy

Many times, there will be tension, anxiety, and even anger left over when people separate. However, there are ways to keep relationships moving forward at least on a neutral level. In one way to do that is to consider going to couples therapy or going to family therapy. It can be challenging to approach topics if you’re emotionally involved with them, which is why having a licensed therapist bring up questions can be such a positive experience for everyone involved. Family therapy doesn’t work instantly though, so it does take some time to work through issues.

Keeping Communication Open with Kids

If there are children involved in a divorce, things can get more emotionally dicey. Depending on the relationship each parent has with the child, the kid may not know how to behave, or may not understand why his family is changing. Keeping open lines of communication will make sure that a child has a chance to express what’s on their mind and gives adults an opportunity to speak openly to them as well.

How To Divide Property

Another matter that involves emotions, practicality, and legality is how to divide property among divorced individuals. Depending on who made more money, who owned specific property before the marriage, and who maintained certain pieces of property, legal requirements and social norms may require a lot of detailed contractual obligations. Especially if there is some piece of property or item that has high value to both parties, there can be a lot of discussions that have to go into the fairest way to divvy things up.

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3 Areas Of Family Life You Can Save Money On

Families today are often living more frugally than they would like. Bills are creeping up and wages are stagnating, so savvy families are making a point of trying to save as much money as possible in different areas of their lives. Truthfully, there are plenty of places money can be saved. You can save money in pretty much every way in your household, from how much you spend on insurance to the amount of money that you spend on appliances and household goods.

The question that you have to ask yourself in times of frugality is where you want to save the most. Are you looking to save for an emergency fund? Are you looking to scrape together the cash for a deposit on a house? Whatever your reasons for making savings, you need to look at your budget and see where you can slash costs the easiest. Once you’ve done that, you can make savings that you simply didn’t expect to make. So, which are the three biggest areas of family life that you can save some cash?

     

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Groceries. Food shopping is going up in cost every day. With farmers needing more cash to pay suppliers, products are becoming more expensive and so supermarkets have to charge more. To slash your shopping budget, look at switching brands and buying less than you currently do to stop overeating. Buy only what you need, and you can do this by creating a weekly menu and sticking to it. You can also cut out junk food, which can add to your grocery costs and isn’t a necessity.

Driving. It’s all well and good for anyone to suggest that you give up your car and use public transport, but buses and trains can be very expensive to take – especially if you would need them to commute to work twice a day. Walking is great for your health, but it’s not always practical when you have to go long distances. You could also look into the benefits of Dodge Ram extended warranty while you look at your insurance costs. Slashing the costs of your insurance can help you save money on your overall car expenses, so it should be a priority for you.

Utilities. Running a family home, with lights, internet, appliances and extra televisions in the house, can be expensive. Speaking to your utility providers and trying to haggle discounts is the best route to go down, as you can make decent savings with each of your bills. A family home

is a big expense, so look at reducing the number of baths taken and swap to showers and look at putting a timer on the televisions in the home so that no one is sat up all night watching television.

Saving money is the aim of the game and you can utilise many strategies to implement good savings practices in your family. Swapping your yearly vacation for a cheaper camping trip is another option, but if you make enough savings elsewhere you can afford to go on your break!

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How to Build Your Home Library for Cheap

Your personal library of literature won’t only help your family to gain knowledge; it can help reading to become a favorite pastime. Sure, there are e-readers and tablets, but there’s nothing like feeling the weight of a book in your hands and being able to flip through the pages. You want your family’s library to be expansive to encourage your children to read and grow, your relatives to read when they visit, and your significant other to become more knowledgeable. Additionally, having a large library of various types of literature will make it easier for each individual in your family to find something he or she actually enjoys reading. Take that library science degree and utilize it to arrange your collection of books so that they stay neat and well organized. Here’s how you can locate more inexpensive books to include in your personal library.

Go to Garage Sales

Lots of gently used books can nearly always be found at neighborhood yard and garage sales. Let’s face it, books are fun to read but they also take up space. When someone is moving, they will usually leave previously read books behind so that they can make an easier transition. As kids grow older, they often decide to get rid of their collections of Goosebumps books and opt for young adult fiction. Visit a yard sale every weekend and you’ll soon have a personal library with hundreds of cheap books that are in very good condition.

Visit Public Library Book Sales

Whether you want to add encyclopedias and biographies to your personal library or are looking for a few specific, popular paperbacks, public libraries have many extraordinary finds. Book sales at public libraries are also a joy because they’re organized by master of library science online graduates who can tell you where precisely each category of books is located. Anything purchased at a public library helps the branch to acquire new books, computers, and even pay for special events.

Check the Book Section of Thrift Stores

Did you know that thrift stores offer much more than clothes and gently used furniture? Take a trip to a well-established thrift store and you’ll find housewares, appliances, and lots and lots of used books. Some of the books that you find might be old and rare, but don’t fall out of your seat if you find some more contemporary reads as well. For a fraction of what you’d pay for new books online or at a bookstore, you can fill up your library at home with finds from a thrift store.

Your library at home will grow and grow until you need to buy additional bookshelves if you look for discounted books. Don’t think that you only need to fill your personal collection with brand new copies of books, as they all read the same. Imagine having so many books that it would take you years to read everything that you have at home. By shopping smart and acquiring used books, you can keep your family entertained by using their brains.

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4 Ways your Family May be Impacted by Your Accident

Being a victim of an accident can affect your entire family. This holds true even if you were the only one involved. Family members are sure to suffer to some extent, if there were serious injuries or a fatality due to the car collision. Being aware of ways people in your life may be impacted due to your accident can be helpful if you are in this situation. 

Lost Wages

It’s possible you might be unable to work, because of your accident, especially if your injuries were extensive. This means that you can’t make the necessary amount of money to support your family.

During this difficult time, other family members may be required to help fill in the earning gap and get a first or second job to help make ends meet.  This can present a challenge to any teenagers who are currently in school and may require a bit of additional commitment and sacrifice.

Medical Visits

Health care is expensive and financially recovering from an accident can be devastating. Trips to your medical provider, hospital or getting physical therapy can be time-consuming and costly, as well.

You may need to rely on help from your family to get you to and from your medical appointments. It is ideal to schedule these visits ahead of time with the individual you expect to drive you.

Pain and Suffering

The emotional distress of the injury is sure to cause family members to endure a great deal of pain and suffering. This may involve being depressed or anxious because of the financial difficulties the entire family is presented due to your accident.

Mental anxiety and stress can impact the health and life of the sufferer a great deal and is often discussed when a settlement is pending. Being able to recover a specific amount of compensation for pain and suffering is common for the person who is involved in the accident and for the family members, as well.

Property Damage

The car you were driving while in the accident may have been severely damaged. This means it could take a long time to repair or may need to be replaced.

Being without a car can impact all the family members greatly over a long period. It is likely that your teenagers borrowed the car and now are forced to be without it.

Auto accidents can affect all areas of your life and the people that you are the closest to, as well. It’s ideal to consult with an attorney who can help you build a strong case so you can attempt to recover your financial losses for you and your family.

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